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2022 F-150 XLT SuperCrew 3.5 EcoBoost bought sight unseen through Lake Park Auto Connection, 34,750 blind bid

AnsweredAsked by moorhead_f150Aug 23, 2025in Buying and auctions
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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025

figured this board needed a buying report with actual numbers in it, so here is mine, five days after the truck landed in Moorhead.

the setup. i drive Moorhead to the sugar plant in Hillsboro most days and i had a 2011 F-150 5.0 with 218,000 on it and a rusted through bed. the plan was a 2 to 3 year old XLT with the 3.5 because i pull a 7x14 enclosed sled trailer in winter and the 2.7 felt short on it when i borrowed my brother in law's.

dealer lots around Fargo in august: 2022 XLT SuperCrew 4x4 3.5 302A with 25 to 35k miles were sitting at 40,995 to 43,500 and nobody was moving on the number. Carvana had one at 39,800 plus 790 to ship it.

a guy at the plant bought a Silverado through the lake park auction back in july and would not shut up about it, so i went and looked. they broker bank repossessions for a handful of lenders. the trucks are not on a lot of theirs, they sit wherever the lender has them, and you put in one sealed number. you never see the high bid. no buyer's premium on top. i bid on a 2021 Silverado LT in july at 29,000 and lost it, and i never found out what it went for, which is the part of the format that still bugs me.

the one i got: 2022 F-150 XLT SuperCrew 4x4, 3.5 EcoBoost, 302A package, 28,140 miles, Iconic Silver, at a lender lot in Wichita, Kansas. one owner on the Carfax, serviced at a Ford store in Wichita, no accidents reported. the listing had 38 photos and a walkaround video. i called and got a person, asked for underside photos because i wanted to see the frame and the rear axle, had them the next morning. Kansas truck, no rust to speak of.

number: i went 34,750. KBB private party was 35,900 to 37,200 for the miles, the Fargo dealers were 41 and up, and after losing the Silverado at 29 i was done being cute. found out three days later i had it. wired the money on a monday.

delivery is free inside 1,000 miles of their place and Wichita to Moorhead is about 640, so nothing on that line. they said figure about 14 days. it took 16. i am not going to cry about two days but there it is. truck came saturday on an open car hauler, more on the handoff below if anybody wants it.

first look: 28,152 on the cluster against 28,140 on the listing, so the yard moved it a couple times. interior clean, both rear seat belts still had the tags on them, the bed has a spray in liner nobody mentioned. and one thing that is not in any of the 38 photos: a crack in the windshield, low on the passenger side, about 8 inches, running in from the edge under the wiper. i went back and looked, the two front three quarter shots were taken with the sun on the glass and you cannot see anything through the glare. i do not think anybody hid it on purpose, but nobody caught it either. emailed them monday with a picture and asked where that lands on the warranty. no answer yet as of tonight.

four days of driving it to Hillsboro and back: 3.5 pulls like it should, the 10 speed is busy but fine, 21.8 on the trip computer at 70. happy so far, windshield aside. questions welcome, i will answer what i can.

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al_turns_wrenches
High MilerFargo, ND
Posts 33
Joined Aug 2025

tech at a Ford store in Fargo, 11 years. a 22 with 28k is a good year to buy. the 3.5 got the revised cam phasers in 2021 so you skip the rattle mess the 17 to 20 trucks have, and the 10R80 had most of its early software sorted by then.

things to do before it gets here, in order. get the VIN and put it into the owner site, you will see the in-service date. Ford powertrain is 5 years or 60,000 from that date, not from the model year, so a truck delivered in march 2022 with 28k has almost two years and 32,000 miles of factory powertrain left. that matters more than anything a broker can promise you. call any Ford store with the VIN and ask them to print the warranty history and the oasis report, they will do it if you are polite.

since it is already in your driveway: pull the oil cap and smell it, check the coolant in the degas bottle against the cold line, and read the date code on the tires. repo trucks sit, and a truck that sat outside in Kansas for six months has a tired 12 volt and a flat spot on the tires until it warms up.

and one thing i want to know from you. did the driver let you start it and run it through the gears before you signed the delivery sheet, or was it sign first? that sheet is the paper you would be arguing over later if something was wrong, and most guys sign it in a parking lot without reading it.

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first_truck_jace
Tire KickerBismarck, ND
Posts 5
Joined Sep 2025

i have never bought anything bigger than a 2009 Focus so bear with me. how did you actually settle on 34,750 and not 33 or 36? if you cannot see anybody else's number what are you even bidding against. and the second thing, did you ever talk to a human or is the whole thing a website with a wire form at the end? i keep reading that repos are the cheap way in and i keep not doing it because i cannot picture how the money part goes.

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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025
first_truck_jace wrotehow did you actually settle on 34,750 and not 33 or 36? if you cannot see anybody else's number what are you even bidding against

you are bidding against the number you would be happy paying. that is the whole trick and it took a lost bid to teach me. i wrote three numbers on a notepad: what the Fargo dealers wanted (41 to 43), what i would pay a private seller after a test drive (36), and what i would pay for a truck i could not drive first (34 to 35). then i bid the top of the third number. if somebody wanted it more than that, they can have it, and in july somebody did.

first_truck_jace wrotedid you ever talk to a human or is the whole thing a website with a wire form at the end?

yes, twice on the phone and a few emails. a woman answered the number on the listing, sent the underside photos, and when i won i got an email with the wire instructions and the bank's name on the bill of sale. the money goes to the lender, not to some paypal thing. the lake park people are the broker in the middle, they say plainly on the site that they do not own the trucks. for a first truck i would still go sit in a few at dealers so you know what a 28k mile interior is supposed to look like. then decide.

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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025
al_turns_wrenches wrotedid the driver let you start it and run it through the gears before you signed the delivery sheet, or was it sign first?

start first, and he offered before i asked. it came on an open three car wedge behind a Ram 5500 out of Kansas City, with a Tahoe and a Camry on it. driver called friday night and again saturday morning, met me in the Hornbacher's lot on 8th street because my driveway is not a place you back a wedge into. he ran it off the ramps, handed me the key, and i drove it to the far end of the lot and back through the gears before i signed anything. the sheet was one page: VIN, mileage on arrival, a box for damage noted, my signature. i wrote the windshield crack in the damage box and took a picture of the sheet with my phone, which is the only reason i have a dated record of it.

your checklist, since i did it in that same lot. oil cap clean, no milkshake. coolant right at the cold line. tires are the factory Hankooks with 2021 date codes, 7/32 all around. battery fired instantly, it must have been on a tender at the yard. so nothing off your list, just the glass.

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silverado_since_04
High MilerMitchell, SD
Posts 19
Joined Aug 2025

i will be the guy. 34,750 for a 22 XLT with 28k is about 2,000 more than i would have gone. a store in Sioux Falls had a 21 XLT SuperCrew 3.5 with 31k at 33,900 asking in september and those numbers move if you stand there long enough. and the windshield is exactly the thing i cannot get past with buying off pictures. an 8 inch crack is a 500 dollar problem on a truck with a camera behind the glass, and you found it after the money moved. not saying you got hurt. saying that the 2,000 you might have saved at a dealer would have paid for the windshield four times.

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fleet_buyer_sd
Work TruckSioux Falls, SD
Posts 22
Joined Aug 2025

i buy 30 to 40 pickups a year for a fleet and i pull Manheim numbers every week, so here is what the wholesale side said in september. MMR on a 2022 F-150 XLT SuperCrew 4x4 3.5 302A, 28k, upper midwest region, was 33,400. dealers buy at that plus a 300 to 500 buyer fee plus transport, then list it at 41 and take 38 or 39 when the customer pushes. so he paid 1,350 over wholesale, with no fee, no doc fee and free transport, on a truck a dealer would have sold him for 38. that is not overpaying, that is close to a dealer's cost. the 21 with 31k at 33,900 in Sioux Falls is a different year and a different truck.

question for the OP because this is where repos actually get people. what did the title look like. was it a Kansas title in the bank's name, was the lien released on the face of it or on a separate letter, and how did the Clay County office handle the transfer. i have had lender titles come through with the lien still showing and it takes a month of phone calls.

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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025

answer on the windshield came friday, so four days, which is a lot slower than the pre-sale emails were. the answer was no. the 6 month, 10,000 mile limited warranty is on the mechanical side, glass is not on it, and the 30 day money back deal is for a truck that was materially misrepresented, which an 8 inch crack on an otherwise correct listing is not. i figured that going in, and honestly if i were the outfit in lake park that is the answer i would give too. what i told them, and what i will tell anybody reading this, is take the glass photos out of the sun.

Safelite in Fargo did it monday. 389 for the glass and 175 to recalibrate the camera for the lane keeping, 564 all in. my comp deductible is 500 so i just paid it.

paperwork for the fleet guy. Kansas title, the bank's name as the owner, lien released right on the face with a signature and a date, plus a bill of sale that lists the bank as seller and the broker as broker. took it to the DVS office in Moorhead the thursday after it landed. 6.875 percent motor vehicle tax on the 34,750 was 2,389, title and plates were another 110 and change. lady at the counter did not blink at the Kansas title. done in 25 minutes.

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mod_eric_s
ModeratorAlexandria, MN
Posts 41
Joined Aug 2025

housekeeping. al and the Silverado guy got into it about Hankooks versus Blizzaks for four posts in here and it had nothing to do with the truck, so i moved those to the plow thread in the towing board where that argument was already going: plow on a 2022 F-150 without the prep package. nothing deleted, just relocated. not pinning this one, the buying board is small enough that it stays on top by itself.

and yes, the broker in this write-up is our advertiser, same name you see at the bottom of the home page. they did not ask for the thread and they did not get to read it first. it stays up whichever way the windshield story went.

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grand_forks_ram
Daily DriverGrand Forks, ND
Posts 8
Joined Sep 2025

different truck, same broker. i took a 2021 Ram 1500 Laramie 5.7 off a lender lot in Grand Junction, Colorado through lake park in september and wrote it up over here so i do not pile onto this one: 2021 Ram 1500 Laramie from Colorado to Grand Forks. mine was outside the free delivery ring so i paid an overage, 112 dollars, which is the cheapest 1,100 mile trip i have ever bought. paper looked like yours, Colorado title, bank as owner, lien released on the face.

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tundra_holdout
High MilerBillings, MT
Posts 16
Joined Aug 2025

two questions from the Toyota side of the room. did it come with both key fobs, and was the FordPass modem still tied to the last owner? every repo i have looked at had one key and a phone app that belonged to somebody who stopped making payments. and 21.8 at 70 in a 3.5, with a windshield crack you paid for, i will give you that, it is a good number. mine gets 17 on a downhill.

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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025

one key. you called it. the listing said one key and i read right past it. the Ford store in Moorhead cut and programmed a second one for 285, which stings, but that is a 2022 fob with the remote start. FordPass was still on the old owner's account, i had to call Ford with the VIN and the bill of sale and they cleared it in about a day, then it paired fine.

2,900 miles on it since it landed. pulled the sled trailer up to Park Rapids last weekend, 7x14 enclosed with two sleds, about 3,400 loaded, and it did not know it was there. no real cold yet, we have been in the 30s. block heater cord is tucked behind the lower grille on the driver side if anybody with a 22 is looking for it, took me 10 minutes to find.

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moorhead_f150OP
Daily DriverMoorhead, MN
Posts 14
Joined Aug 2025

UPDATE, december, because something finally went wrong and it is worth writing down.

first real cold week, minus 14 tuesday morning, and the 10 speed started banging on the 2 to 1 downshift coming up to a stop. not every time, mostly the first mile. searched it and there is a known calibration for it. took it to the Ford store in Fargo, they pulled the in-service date (march 2022), confirmed it was inside the 5 year 60,000 factory powertrain, and flashed the PCM and TCM. no charge, one day, loaner was a Maverick. so al's point in post 2 turned out to be the useful one: on a 2 to 3 year old truck the factory warranty is doing the heavy lifting and the broker's 6 month warranty is a backstop you may never touch.

starts fine at minus 14 with the block heater on a timer. 6,100 miles added since october. total spent on the truck that was not gas or a wash: 564 windshield, 285 key, 849. that is the whole list.

would i bid blind through lake park again. yes, and my number would be built the same way. would i want the glass photos taken out of the sun and the one key thing in bigger letters. also yes.

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